India
Account Aggregator: Share Bank Data for Loans, Skip the PDFs
An Account Aggregator moves your financial data encrypted; it never reads or stores it.
You control each share — set the purpose, duration and frequency, and revoke anytime.
It replaces PDF bank statements, so loans, insurance and money apps can verify you in minutes.
It is free for users; over 2.6 billion accounts were enabled by end-2025.
Revoking consent stops future data pulls, but data already shared stays with the lender.
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