Ayushman Bharat Card 2026: Who Qualifies and How to Get One

PM-JAY gives ₹5 lakh a year per family for cashless hospital treatment, and the card is free

Eligibility runs off the SECC 2011 list — no income cap, no separate application for those already on it

Anyone aged 70+ now qualifies via the Vay Vandana Card regardless of income or wealth

Check status and apply on the Ayushman App or beneficiary.nha.gov.in using Aadhaar e-KYC

CGHS, ECHS and CAPF members must pick one scheme; private insurance can run alongside