CIBIL Score Now Updates Every 15 Days: What It Means

Lenders must report to CIBIL, Experian, Equifax and CRIF every 15 days — on the 15th and last day of the month — since 1 Jan 2025.

A closed loan or paid-off card now clears from your report in days, not 45 — useful before applying for a home loan.

Missed EMIs also surface faster, so a single slip can drag your score within a fortnight.

You now get an SMS/email each time a lender pulls your report, plus one free full credit report a year.

Bureaus must resolve disputes in 30 days or pay you ₹100 per day of delay.