India Business
Your CIBIL Score, Checked and Fixed for Free in 2026
You get one free full report a year from each of the four bureaus — that's four free pulls annually.
Checking your own score is a soft pull and never hurts it; only lender checks count against you.
Since 1 Jan 2025, lenders update your record every 15 days, so good behaviour shows up faster.
If a dispute drags past 30 days, the bureau owes you ₹100 a day until it's fixed.
Keep card usage under 30% of your limit and never miss an EMI — that's most of the score.
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