Cryptocurrency
Crypto Inheritance in India: Don't Let Your Coins Die With You
No seed phrase = no inheritance: lost keys mean your crypto is gone forever, with no bank to call.
Name a nominee on every Indian exchange, but back it with a will — a nominee is a custodian, not the legal owner.
Self-custody needs a tested recovery plan: split your seed, store it offline, and tell a trusted person how to find it.
Heirs pay 30% tax plus cess when they sell inherited crypto; the gift/transfer of death itself isn't taxed.
Write down exactly what you own and where — most crypto is lost to silence, not hacking.
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