Your Crypto Dies With You Unless You Plan for It

Crypto has no nominee system like banks — if your keys die with you, the coins are gone forever

Self-custody wallets need a documented, secure way to pass on the seed phrase, not a note in your phone

Exchange holdings can be claimed by legal heirs, but only with a death certificate, KYC proof and often a court order

Indian law now treats crypto as property, so it forms part of your estate and can be willed

Heirs may owe 30% tax on gains when they eventually sell — keep purchase records for cost basis