EPF Withdrawal in 2026: How Much PF You Can Take Out, and When

Auto-settlement limit is now Rs 5 lakh; KYC-clean claims clear in about 3 working days

Lost your job? You can take 75% after one month, the full balance after two

Withdraw before 5 years of service and TDS bites: 10% with PAN, 20% without

Most claims need no employer sign-off if your Aadhaar, PAN and bank are verified on UAN

UPI and ATM PF withdrawals are approved in principle but not fully live yet

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