EPF Withdrawal in 2026: How Much PF You Can Take Out, and When

Auto-settlement limit is now ₹5 lakh; eligible claims can clear in hours to three working days

Withdraw 75% of your PF after one month of unemployment, the rest after the second month

No tax if you complete five years of continuous service; TDS only applies before that on amounts above ₹50,000

Partial advances need just 12 months of service and now fall under three simple categories

UPI and ATM withdrawals are being rolled out in 2026 but were not universally live as of late June

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