India Business
EPF Withdrawal in 2026: How Much You Can Take Out and When
Advance claims up to ₹5 lakh now auto-settle in about 3 working days if your KYC is clean.
Partial withdrawals start after 12 months of service; at least 25% of your balance must stay parked.
TDS of 10% applies on payouts above ₹50,000 if you have under 5 years of service; nil after 5 years.
Jobless? Take 75% after one month, the rest after two months of continuous unemployment.
UPI and ATM withdrawals are announced but not live yet as of June 2026.
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