EPFO Higher Pension in 2026: Who Can Still Claim It

Higher pension applies to EPS-95 members who were contributing before 1 September 2014 on salary above ₹15,000.

The formal joint-option window closed in 2023; the employer upload deadline ran to 31 January 2025.

Pension is recalculated on actual salary instead of the ₹15,000 cap — but you repay past dues with interest.

EPFO sends a demand notice; you get three months to pay or consent to a fund transfer from EPF to EPS.

Fresh applicants who missed the deadline are mostly relying on court rulings, not a general reopening.