Home Buying in 2026: India's Property Trend & Key Checks

2026's defining trend is premiumization: bigger 3-4 BHKs, branded and luxury homes, shrinking affordable supply.

Always price on RERA carpet area, not super built-up — the gap can be 25-35%.

No Occupancy Certificate means the home is legally not ready, whatever the brochure says.

Ready-to-move homes carry no GST; under-construction attract 5% (1% for affordable) with no input credit.

Budget 7-10% over the sticker price for stamp duty, registration, GST and 1% TDS above ₹50 lakh.