Buying a Home in India in 2026? The Loading Factor Trap

India's 2026 launches skew luxury — premium units are ~42% of new homes

Loading factor has crept to ~40%, so 1,500 sq ft often means just 900 usable

Always compute price per sq ft on RERA carpet area, never super built-up

Verify RERA registration, 30-year title, encumbrance certificate and OC before you pay

New 2026 tools: 14-digit Bhu-Aadhaar for land and biometric registration cut fraud

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