Jumped Deposit Scam: The UPI Trick That Uses Your Reflex

A tiny unexpected credit (₹10–₹50) is bait to make you open your UPI app — that's the whole trap.

No money can leave your account just by opening the app or checking balance; your UPI PIN is always required.

The real theft is a 'collect' (request money) notification you mistakenly approve thinking you're returning the deposit.

Approving a collect request means YOU are paying out, not receiving — read every prompt before entering your PIN.

Report fraud within the golden hour on 1930 or cybercrime.gov.in to maximise chances of a freeze.