New Labour Codes: Why Your Take-Home Pay May Shrink

India's four labour codes went live on 21 November 2025, replacing 29 old laws.

Basic pay plus DA must now be at least 50% of your CTC, capping allowances.

Higher basic means bigger PF and gratuity but a slightly smaller monthly in-hand.

Fixed-term staff now earn gratuity after just one year, not five.

Gig and platform workers join the social security net via aggregator contributions.

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