Passkeys in India: How to Ditch Passwords and OTPs

A passkey replaces your password with your phone's fingerprint or face unlock — nothing to type or leak.

Passkeys are phishing-resistant: they only work on the real site, so fake links can't steal them.

You can set them up today on Google, WhatsApp, Apple ID, Microsoft and many banks.

From April 2026, RBI wants banks to offer stronger alternatives to plain SMS OTPs.

Keep one backup sign-in method and sync passkeys to your account so a lost phone isn't a lockout.