RBI Ombudsman 2026: How to Get Up to ₹30 Lakh From Your Bank

RB-IOS 2026 starts 1 July 2026, raising relief to ₹30 lakh plus ₹3 lakh for harassment

Always complain to your bank or NBFC first and wait 30 days before going to the Ombudsman

The dispute-value cap is gone, but you now have only 90 days to escalate

File free at cms.rbi.org.in or call 14448 — never pay an agent to do it

Covers banks, NBFCs, wallets, UPI apps and credit bureaus under one window

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