RBI Repo Rate Held at 5.25%: What It Means for Your EMI

RBI held the repo rate at 5.25% for the third straight review on 5 June 2026.

The policy stance stays 'neutral' — neither pushing for cuts nor signalling hikes.

West Asia conflict, costlier crude and weather risks made the MPC more cautious.

Floating home-loan EMIs stay put; new FD investors lose the urgency to lock in fast.

A 'neutral' stance keeps the door open for a cut later if inflation cools.

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