₹72,000 Crore Lies Unclaimed: Find Your Forgotten Bank Money

Over ₹72,000 crore of unclaimed bank deposits sits in RBI's DEAF fund as of early 2026.

An account untouched for 10 years moves to DEAF — but your money is never lost or taken.

RBI's free UDGAM portal lets you search dormant accounts across many banks at once.

Heirs of a deceased depositor can claim the money with a death certificate and KYC.

Interest keeps accruing even after a deposit is shifted to the DEAF fund.

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