UPI Circle: Let Family Pay From Your Account, Safely

UPI Circle lets up to 5 trusted people pay from your UPI account without needing their own bank account.

Full delegation: they pay freely up to ₹5,000 per transaction and ₹15,000 a month; partial: every payment needs your PIN approval.

A secondary user can be linked to only one primary at a time — pick who controls the purse carefully.

New links face a 24-hour cool-off with a ₹5,000 cap to blunt fraud.

Ideal for teens, elderly parents, a non-banking spouse or household help — without sharing your UPI PIN.