Your Parents Over 70 Get Free ₹5 Lakh Health Cover — Income No Bar

Anyone 70 or older qualifies for ₹5 lakh hospital cover — no income, asset or job test at all.

Pre-existing illnesses like diabetes, BP and heart disease are covered from day one, with no waiting period.

PM-JAY families get a separate ₹5 lakh reserved only for their 70+ members, lifting the household pool to ₹10 lakh.

CGHS, ECHS and CAPF members must pick one scheme — you can't claim the same hospital stay under both.

Apply free in minutes on the Ayushman app using Aadhaar face authentication; helpline 14555.