Ayushman Vay Vandana Card: Free ₹5 Lakh Cover for Seniors 70+

Every citizen aged 70+ qualifies for ₹5 lakh free hospital cover — income and wealth are irrelevant.

Seniors already in a PM-JAY family get a separate ₹5 lakh top-up, not a shared pool.

Apply free via the Ayushman app's Face Auth or beneficiary.nha.gov.in using only Aadhaar.

Private insurance holders are still eligible; CGHS/ECHS members must pick one scheme.

Cover starts day one — no waiting period for pre-existing conditions like diabetes or heart disease.

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