Empty Homes, Long Waits: Fixing How Indian Cities Are Built

India faces a housing shortage of tens of millions of homes while ~11 million urban houses sit vacant.

PMAY-U 2.0 targets 1 crore urban homes with a 4% interest subsidy for EWS and LIG buyers.

Nearly 4 in 10 state capitals have no active, current master plan to guide growth.

India has fewer than 4,000 sanctioned town-planner posts, and roughly half are vacant.

Experts urge devolving real money and powers to city governments under the 74th Amendment.

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